WHY DO I NEED TO BUY A LIABILITY POLICY WHEN TRAVELING TO MEXICO?
Because your U. S. policy won’t cover liability
for any vehicle traveling into Mexico.
Since September 2014, Mexican authorities require all vehicles traveling on federal roads, bridges and airports to hold a liability coverage policy issued by a Mexican insurance carrier.
U.S., Canadian, or any foreign insurance policy is not considered "proof of financial liability" under the Mexican law.
Additionally, some States in Mexico –such as Baja California, Jalisco, Sinaloa as well as Mexico City– require all vehicles to have at least a liability insurance policy.
In the event of an accident, some U.S. policies will cover damage on the insured vehicle (usually only within the first 25 miles South of the border), but NO FOREIGN COMPANY can legally cover third-party damages (liability).
Under Mexican law, most traffic accidents are considered a felony and authorities can retain both the driver and the vehicle until proof of liability is presented.
Do not take any chances! CruceAsegurado®